Meet Kam
I feel that before I entrust someone with handling something as paramount to my financial well being, as my mortgage, I would want to know a little more about them, and I am guessing that you are no different! After all, for most Canadians, their home is their single largest asset; an asset that should not only be a place where they and their family live, but an important cornerstone to their financial dreams. I don’t simply view a mortgage as a debt; I look upon it as much more, an overall piece of the financial puzzle. I believe that we shouldn’t be working for our mortgage, but instead, have our mortgage working for us! Unfortunately, however, this is not always the case! That’s why I’m here. I am committed to help you maximize your mortgage while at the same time minimize your payments, by showing you and sharing with you innovative and creative solutions to your mortgage needs. Ultimately, my goal is to have you mortgage free sooner rather than later! Let me take a moment and share with you some of my past experiences, that I feel help me to directly benefit my clients today!
Prior to becoming a mortgage broker, I was involved in the automotive industry as a finance manager for over 10 years in both the Okanagan and Victoria. During this period of time, I have arranged financing for several thousand clients for their vehicle purchases; clients with perfect credit, as well as for those with less than perfect credit, and everyone in between. I’ve run across clients from all walks of life and occupations, but there’s one thing they all had in common: they just wanted to have someone treat them with honesty, integrity and respect. Something which I always strive to do! I also learned to look beyond the obstacles that were placed directly in front of me when it came to getting the deal done, and instead, chose to view these as mere challenges leading to a positive conclusion to the deal. I can honestly say that during this time, I encountered some wonderful and rather interesting clients and unique situation that always kept me on my toes!
Prior to entering the automotive industry, I was a realtor in the Okanagan and got to share the experience of helping clients to purchase or sell their homes. This was yet again another time in my life that I got to deal first hand with people from all walks of life and at different points in their lives. I dealt with everyone from first time buyers to small real estate investors and the gamut in between. Yet in spite of their differences, in the end, all of my clients were looking for the same thing: to be treated with honesty, integrity and respect; three things which I worked in earnest to provide for each and every one of them. I also learned the art of making a deal, and the many different ways it often took to get it done!
Before I became a realtor, I owned and operated my own small businesses which I started from scratch, ran and ultimately sold. I grew up in Vancouver and that’s where I started my first business: a janitorial company. During the course of operating this, I also started a roofing company, and I operated both businesses for a few years before I sold them. Now let me tell you there is nothing more challenging than operating small businesses, and dealing with the day to day issues that come along with them! Everything from personnel to clients keeps you hopping and on your toes! Again, the same common denominators apply: everyone wants to be treated with honesty, integrity and respect whether they be personnel or clients, and ultimately, the buck stops with you. Most importantly, it is paramount that you do what you said you were going to do.
Well, that’s my summary of the past 23 years of my working experiences. Of course, no summary would be complete without a quick personal snapshot. I’m an ardent believer that our families are also an important and vital component to our overall success, and my in my own case, it’s certainly not any different. I have an absolutely wonderful and amazing wife, Michelle. She is truly the glue that holds and keeps everything together and keeps our entire family operating seamlessly. In 2007, it will be 15 fantastic years together. I also have two delightful and energetic children, Selena who is 7 and Shaan who is 4. If there’s one thing that they both have taught me over the last few years, it’s that you need to have fun and laugh and never take yourself too seriously! Lessons that I believe we could all benefit from time to time.
Well there you have it, a little bit about me. It’s kind of hard to sum up anyone in a few paragraphs, but if you feel that I might be someone who you would consider working with and entrusting with your mortgage needs, give me a shout! I look forward to meeting you!
